John Gosser

Managing Director

John Gosser is a Managing Director at Commerce Street Capital, LLC. He brings his more than 30 years of community banking experience to bear in assisting clients to capitalize on their strategic growth objectives. John will focus on developing Commerce Street’s financial services that partner with business strategies of community banks in the South and Midwest.

Prior to joining Commerce Street, John served as Director for the Fort Worth office of Griffin Financial Services—an investment banking firm. Throughout his career, he has maintained a strong connection to hundreds of community banks and has advanced into senior responsibilities at various firms where he advised bank presidents, CFOs, ALCOs and bank boards on fixed income securities, interest rate risk, hedging, mergers & acquisitions, as well as strategies to generate income and reduce risk.

He is a frequent speaker and trainer who has worked with bank boards, banking associations, banking schools and state and federal regulators, including the OCC, Federal Reserve and FDIC. John received a B.A. in Economics and a B.A. in Business from Ouachita Baptist University and graduated from the Southwestern Graduate School of Banking at Southern Methodist University, Cox School of Business. He is a member of the Financial Managers Association, Independent Bankers Association of Texas, and Texas Bankers Association, and is a community bank advocate at the state and national levels.